Terms of Service

O&M Tax & Business Advisory is DBA O&M Services LLC

Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the O&M Tax & Business Advisory website (onmtaxnbusinessadvisory.com) and services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our Services.

Description of Services

O&M Tax & Business Advisory provides professional bookkeeping, tax preparation, tax planning, business formation, bookkeeping, and related financial advisory services to individuals and businesses.

Services include, but are not limited to:

Income tax preparation and filing
Tax planning and strategy
Business formation and entity structuring
Bookkeeping and bookkeeping services
Financial consulting and advisory
IRS representation and audit defense

Professional Relationship

Engagement Agreement

Use of our professional services requires execution of a separate engagement letter or service agreement that specifies:

Scope of services
Fees and payment terms
Responsibilities of both parties
Limitations and disclaimers

This Terms of Service document does not constitute an engagement for professional services. An engagement begins only upon execution of a signed engagement letter.

No Attorney-Client Relationship

O&M Tax & Business Advisory provides bookkeeping and tax services. We are not a law firm and do not provide legal advice.

Nothing on this website or in our services creates an attorney-client relationship.

For legal advice, please consult a licensed attorney.

Use of Website

Permitted Use

You may use our website for lawful purposes only, including:

Learning about our services
Scheduling consultations
Uploading documents to our secure portal
Accessing your account and information
Communicating with our team

Prohibited Use

You may not:

Use our website for any unlawful purpose
Attempt to gain unauthorized access to our systems
Interfere with or disrupt the website's functionality
Upload malicious code, viruses, or harmful content
Collect or harvest information from the website
Impersonate any person or entity
Violate any applicable laws or regulations

Intellectual Property

Our Content

All content on this website, including text, graphics, logos, images, software, and design, is the property of O&M Tax & Business Advisory or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not:

Reproduce, distribute, or create derivative works without permission
Use our trademarks, logos, or branding without written consent
Remove or alter copyright notices

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. This license does not include any right to download (other than page caching), modify, or make any derivative use of our content.

User Content

Documents and Information You Provide

When you use our Services, you may upload or provide documents, financial information, and other content ("User Content").

By providing User Content, you represent and warrant that:

You have the right to provide the information
The information is accurate and complete
You will not provide false, misleading, or unlawful information

Our Use of User Content

We will use your User Content solely to provide our Services to you in accordance with our Privacy Policy and any applicable engagement agreement.

We do not claim ownership of your User Content.

Fees and Payment

Service Fees

Fees for our services are specified in your engagement letter or service agreement. All fees are subject to change with notice.

Payment terms:

Payment is due upon receipt of invoice unless otherwise specified
We accept payment by check, ACH, credit card, or other approved methods
Late payments may be subject to interest charges and collection costs

Refund Policy

Fees for services already performed are non-refundable. If you are dissatisfied with our services, please contact us to discuss resolution.

For pre-paid services not yet performed, refunds may be provided on a case-by-case basis at our discretion.

Confidentiality

We are committed to maintaining the confidentiality of your information in accordance with professional standards and applicable law.

Confidential information includes:

Personal and financial data
Tax returns and documents
Business information
Communications with us

We will not disclose confidential information except:

As required by law or court order
With your written consent
To service providers bound by confidentiality obligations
As necessary to perform our services

See our Privacy Policy for more details.

Professional Standards

O&M Tax & Business Advisory adheres to professional standards established by:

Internal Revenue Service (IRS) Circular 230
American Institute of Certified Public Accountants (AIEA)
State of Texas regulations for bookkeeping professionals

Limitations and Disclaimers

No Guarantees

While we strive to provide high-quality services, we cannot guarantee specific outcomes, tax savings, or results. Tax laws are complex and subject to change. Individual results vary based on circumstances.

Information on Website

Information on our website is for general informational purposes only and does not constitute professional advice. Do not rely on website content as a substitute for professional consultation.

Website content:

May contain errors or omissions
May be outdated or change without notice
Is not tailored to your specific situation
Should not be relied upon without professional consultation

Third Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of external sites. Use of third-party websites is at your own risk.

Limitation of Liability

To the fullest extent permitted by law:

We are not liable for:

Indirect, incidental, special, consequential, or punitive damages
Lost profits, revenue, data, or business opportunities
Damages arising from use or inability to use our Services
Errors, omissions, or inaccuracies in our Services
Unauthorized access to your information
Actions or omissions of third parties

Our total liability to you for any claim shall not exceed the fees paid by you for the specific service giving rise to the claim.

Indemnification

You agree to indemnify, defend, and hold harmless O&M Tax & Business Advisory, its owners, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from:

Your use of our Services
Your violation of these Terms
Your provision of false or misleading information
Your violation of any law or regulation

IRS Circular 230 Disclosure

To ensure compliance with IRS Circular 230, any tax advice contained in this website or our communications is not intended or written to be used, and cannot be used, for the purpose of:

Avoiding penalties under the Internal Revenue Code, or
Promoting, marketing, or recommending to another party any transaction or matter addressed herein.

Tax advice is provided only through formal engagement letters specifying the scope and limitations of our services.

Dispute Resolution

Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

Jurisdiction

Any disputes arising from these Terms or use of our Services shall be resolved in the state or federal courts located in Hidalgo County, Texas. You consent to personal jurisdiction in these courts.

Arbitration (Optional)

By mutual agreement, disputes may be resolved through binding arbitration rather than litigation. Arbitration shall be conducted in accordance with the rules of the American Arbitration Association.

Termination

By You

You may terminate your use of our Services at any time by notifying us in writing. You remain responsible for all fees incurred prior to termination.

By Us

We reserve the right to terminate or suspend your access to our Services at any time, with or without notice, for any reason, including:

Violation of these Terms
Failure to pay fees
Provision of false or misleading information
Conduct that harms or may harm our business or reputation

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website with an updated "Last Updated" date.

Your continued use of our Services after changes are posted constitutes acceptance of the modified Terms.

Material changes will be communicated via email or prominent notice on our website.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any applicable engagement letter, constitute the entire agreement between you and O&M Tax & Business Advisory regarding use of our Services.

SMS Text Messaging Use Cases

O&M Tax & Business Advisory uses SMS text messaging for the following purposes:

- Appointment Reminders: Notifications about upcoming scheduled appointments (1 day before, 1 hour before, 10 minutes before)

- Appointment Confirmations: Confirmation messages when you book or reschedule appointments

- Customer Service: Responses to your inquiries and important service updates

- Tax Deadlines: Reminders about tax filing deadlines relevant to your business type

- Account Updates: Important notifications about your account or services

- Promotional Messages: Information about new services, tax tips, and special offers (you can opt out of promotional messages while still receiving appointment reminders)

Message frequency varies based on your appointment schedule and the services you use, typically 2-10 messages per month.

Message and Data Rates

Standard message and data rates may apply when you receive text messages from O&M Tax & Business Advisory. The cost of messages depends on your mobile carrier's text messaging plan. We do not charge fees for text messages, but your carrier may charge you based on your plan. Please check with your mobile service provider for details about your messaging plan and any applicable charges.

Text messages are sent via supported carriers including AT&T, T-Mobile, Verizon, Sprint, and other major U.S. carriers.

Carrier Liability and Service Limitations

O&M Tax & Business Advisory and its SMS service provider are not liable for delays or undelivered messages caused by your mobile carrier, network issues, or device limitations. We are not responsible for messages that are blocked, filtered, delayed, or not received due to carrier restrictions, network outages, device settings, or other technical issues beyond our control.

Text message delivery is dependent on your mobile carrier's network and is subject to their terms of service. We make reasonable efforts to ensure message delivery but cannot guarantee receipt of all messages.

Age Requirement

By providing your phone number and consenting to receive text messages, you confirm that you are at least 18 years of age or have obtained parental/guardian consent to receive text communications. Our services are intended for adults and business owners. If you are under 18, you must have permission from a parent or legal guardian before opting in to receive text messages.